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The average disposable income among the house poor stands at W2.46 million (US$1=W1,125) a month, and W1.02 million of that goes into repaying the principal on mortgages. Some 20 percent of Koreans in their 30s fall into the house poor category, and 14 percent of those in their 40s. The HRI said 90,000 out of the 1.08 million households are unable to repay their mortgage.

Many young couples have taken out loans to pay for t¿Â¶ó ÀÎ Ä« Áö³ë°Ô ÀÓ (www.love201277.com.nu) heir weddings and cover their jeonse or Korean-style lease deposits. According to a survey by the Ministry of Gender Equality and Family on 4,754 people, marriage expenses amount to W80 million on average for men and around W30 million for women.

Statistics Korea puts the median assets of Korean couples under 30 at W41.46 million as of 2011. That means young couples are taking out loans twice the size of their assets in the early stage of their married lives. It is nearly impossible to get married these days without getting into debt unless parents pitch in.






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