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"We ¿Â ¶ó ÀÎ Ä« Áö ³ë °Ô ÀÓ(gt350s.1.vg) expect Korea will grow below 4 percent in 2012 ... We've seen signs of a contraction in quarterly ¿Â ¶ó ÀÎ Ä« Áö ³ë °Ô ÀÓ(gt350s.1.vg) growth through this year," Thomas Byrne, the senior vice president at Moody's told reporters in Seoul.

The South ÀÎ ÅÍ ³Ý Ä« Áö ³ë °Ô ÀÓ(amay99.net.ms) Korean economy, Asia's fourth-largest, grew 3.4 percent on-year in the first and ÀÎ ÅÍ ³Ý Ä« Áö ³ë °Ô ÀÓ(amay99.net.ms) second quarters of this year, respectively, slowing from the 4.2 percent annual gain in the first quarter.

¿Â ¶ó ÀÎ Ä« Áö ³ë °Ô ÀÓ(gt350s.1.vg) "Weakening investment sentiment and a further global economic slowdown is a scenario for next year, which means there'll be a challenge for exports," he said.

Byrne also noted that although Korea is experiencing "a modest recovery in ÀÎ ÅÍ ³Ý Ä« Áö ³ë °Ô ÀÓ(amay99.net.ms) asset quality and liquidity, a rising level of consumer debt in the domestic market" is a factor which concerns the shape of the banking system.

"If unemployment and the housing market ¿Â ¶ó ÀÎ Ä« Áö ³ë °Ô ÀÓ(gt350s.1.vg) worsen, it could have a bad impact on banks and increase their vulnerability," he said.

Local ÀÎ ÅÍ ³Ý Ä« Áö ³ë °Ô ÀÓ(amay99.net.ms) household debt amounted to 876.3 trillion won (US$825.1 billion) as of late June, emerging as a ÀÎ ÅÍ ³Ý Ä« Áö ³ë °Ô ÀÓ(amay99.net.ms) major headache for the economy.








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